
Storm Damage Roofing in Plano TX
Plano and Collin County sit in one of the most storm-active regions in the US. The area experiences both supercell thunderstorms producing large hail and straight-line wind events, as well as periodic tornadoes. In 2025 alone, Collin County recorded 21 major hail events and several significant wind events that caused widespread roof damage across Plano neighbourhoods.
Our storm damage response team is specifically trained for post-storm roofing work β from emergency tarping during the storm through full insurance-funded replacement. We serve all Plano ZIP codes and neighbourhoods for storm response calls.

Hail Damage
Granule loss, bruising, cracked shingles. Most common storm damage in Collin County.

Wind Damage
Missing shingles, lifted sections from 60β80mph North Texas gusts.

Tree & Debris
From minor branch scraping to full trunk impact β we assess and stabilise immediately.
Types of Storm Damage We Repair in Plano
Hail Damage
The most common storm damage type in Plano. Ranges from granule loss and bruising (minor to moderate) to cracked and shattered shingles (severe). Often qualifies for full insurance-funded replacement. See our hail damage repair page for detailed information.
Wind Damage
North Texas wind events regularly produce 60β80 mph gusts capable of lifting shingle tabs, removing sections of roofing, and peeling back poorly-adhered flashings. Wind damage creates immediate water entry points and often reveals underlying issues β improperly nailed shingles, dried-out adhesive tabs β that make the roof vulnerable to future wind events.
Fallen Tree and Branch Damage
Dallas-area storms regularly bring down branches and trees onto roofs. This type of damage varies from minor branch scraping (cosmetic) to fallen tree trunks causing structural decking and rafter damage. We assess the full extent, provide emergency stabilisation, and coordinate with your insurer on scope.
Water Intrusion from Storm Damage
Even without visible shingle damage, severe rain combined with wind can drive water through marginal flashing, open valleys, or lifted shingle tabs. We investigate the source of storm-related water intrusion and fix the underlying cause rather than just the symptom.
Our Storm Damage Process β From Emergency to Completion
- Emergency response: Same-day for active damage β tarping, temporary repairs, debris removal
- Full damage inspection: Complete roof assessment with photos β all storm-related damage documented
- Insurance report preparation: Written report in insurer-required format, submitted within 24β48 hours
- Adjuster coordination: We attend the adjuster inspection and advocate for full damage recognition
- Repair or replacement: Executed once claim is approved
- Supplement claims: If initial approval is insufficient, we document additional damage for supplemental submission

Storm Season in Plano TX β What to Expect
Plano experiences two primary storm seasons:
- Spring (MarchβJune): Peak hail season. Supercell thunderstorms tracking northeast across DFW regularly impact Plano and Collin County with large hail. This is when we see the highest volume of insurance claims in the area.
- Fall (SeptemberβNovember): Secondary active season. Less frequent than spring but capable of producing significant events.
- Summer (JulyβAugust): High heat accelerates pre-existing roof deterioration. Isolated severe thunderstorms possible.
If your home has been in Plano for more than 2β3 years without a professional roof inspection, there's a reasonable chance it has undiscovered storm damage β particularly from the major hail events of 2024 and 2025.

Storm Damage Insurance Claims β Texas
Most Plano homeowners carry standard HO-3 policies that cover sudden and accidental damage from named perils including hail and wind. Key points:
- You have approximately 1 year from the storm event to file a claim in Texas β don't delay
- Texas law requires you to pay your deductible β contractors cannot legally waive it (HB 2102)
- You have the right to choose your own roofing contractor β your insurer's recommendation is not binding
- If a claim is denied or underpaid, you have rights including re-inspection and appraisal
Storm Damage FAQs β Plano TX
How soon after a storm should I call for inspection?
As soon as possible β ideally within a few days of the storm. This ensures the damage is documented before it changes and maximises your time to file an insurance claim within the 1-year window.
My neighbour got a new roof after the last storm β why didn't my insurance cover mine?
Often because the damage wasn't properly documented. If your claim was denied, contact us for a re-inspection β we may find documentation that supports an appeal.
Do you work with all insurance companies?
Yes β we've filed claims with all major Texas insurers including State Farm, Allstate, Farmers, USAA, Liberty Mutual, and others.